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Commercial Loans

Commercial property finance doesn’t have to be complex. We offer clear, strategic lending advice to help you secure the right loan backed by decades of experience.

The right loan starts with the right conversation.

    Commercial Loans

    A commercial loan is used to fund the purchase, refinance, or development of property for business or investment purposes.

     This could include office spaces, warehouses, retail shops or mixed-use developments. Commercial loans are typically more flexible than residential loans, allowing for customised terms and structures to meet the specific needs of businesses or investors. Commercial loans are suited to business owners, property investors, developers, and trusts who are purchasing or refinancing commercial property. They are ideal for borrowers who require more tailored lending options, flexible repayment terms, and specialised lending structures that standard home loans do not offer. 

    At Power Loans, we work closely with clients to understand the unique requirements of commercial property finance. We structure loans that are competitive, scalable and aligned with both immediate business needs and long-term investment strategies.

    How We Help with Commercial Loans

    Specialised Commercial Lending Advice
    Commercial property finance is more complex than residential lending, with additional considerations such as lease terms, asset valuation, and serviceability assessments. We provide clear, detailed advice to help you navigate lender requirements, understand your obligations, and secure finance that is fit for purpose and commercially viable.

    Tailored Loan Structuring
    We structure your commercial loan based on your business objectives, cash flow, and growth plans. Whether you require interest-only terms, flexible repayment schedules, or a facility that allows future drawdowns, we work to ensure the loan structure supports your goals. 

    Ongoing Lending and Portfolio Support
    We regularly review your commercial lending arrangements to ensure they remain competitive as your property portfolio or business expands. Whether you are refinancing to unlock equity, funding new developments, or restructuring existing debt, we continue to provide strategic advice to help you move forward confidently.

    How does it work?
    Frequently Asked Questions
    Commercial loans are assessed differently based on the income the property generates, lease terms and business structure. Interest rates and terms can also vary. We help you navigate the differences and secure a structure that fits.
    Yes. Many commercial loans are written under companies, trusts, or SMSFs. We’ll work with your accountant or legal advisor to ensure the loan is structured correctly.
    Commercial property loans generally have terms ranging from 5 to 25 years. The specific term depends on factors like the lender's policies, the loan amount, and the borrower's financial profile.

    Contact Us

    Whether you’re buying your first home, refinancing, growing your business or just exploring your options - we’re here to help!

    or Call for Consultation
    0405 315 443

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